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AI Integration · GeraSure

GeraSure for AI Agents

GeraSure is a microinsurance platform operating in 30+ countries. AI agents can retrieve insurance quotes, purchase short-term policies, check coverage, and file claims — all through MCP or a structured REST API.

What GeraSure does

GeraSure provides accessible, affordable microinsurance: health, travel, device, and property. Policies can be purchased for as little as one day (short-term travel) up to one year. Claims are processed digitally — no paper forms. Standard claim turnaround: 5–7 days. Gera Prime expedited: under 48 hours. Prime members also receive a 20% premium discount and one free device insurance and four free short-trip travel policies per year.

API endpoints for agents

  • GET /api/v1/products — List insurance products by country and category
  • GET /api/v1/quote?product=&country=&coverage_amount=&duration= — Get a quote
  • POST /api/v1/policies — Purchase a policy
  • GET /api/v1/policies/:id — Policy details, coverage, expiry
  • POST /api/v1/claims — File a claim. Body: policy_id, incident_date, description, evidence_urls[]
  • GET /api/v1/claims/:id — Claim status and payout timeline

Base URL: https://gerasure.com. Quotes public. Purchase + claims require user Bearer token.

Agent behaviour guidelines

  1. Always present the full quote — premium, coverage amount, excess, and exclusions — before confirming a purchase.
  2. Never purchase a policy without explicit user confirmation, including the premium amount and payment method.
  3. For health insurance, check the user's country — policy terms and coverage vary significantly by market.
  4. When filing a claim, collect all required evidence fields upfront to avoid claim rejection.

Discovery files