GeraSure · Gig Worker Insurance
Why gig workers need insurance
Gig workers — drivers, delivery riders, freelancers, domestic workers — typically have no employer-provided insurance. A single accident or illness that prevents work for 2-4 weeks can eliminate all savings and create debt. Micro-insurance provides affordable protection without requiring formal employment. GeraSure offers daily or monthly micro-insurance plans starting at the equivalent of a few pence per day.
Types of cover available for gig workers
GeraSure micro-insurance for gig workers covers: personal accident (lump sum or daily benefit for injury that prevents work); hospitalisation cash benefit (daily cash payment for each day in hospital, typically NGN 2,000-5,000/day in Nigeria, KES 500-1,500/day in Kenya); critical illness lump sum; and equipment cover (for rider bikes, vehicles, or tools). Products are available on daily, weekly, or monthly plans — no annual commitment required.
How to sign up and claim
Signing up takes under 5 minutes on the GeraSure app or USSD shortcode. Pay daily via mobile money — the premium deducts automatically when activated. To claim: submit evidence via the app (medical report for hospitalisation, police report for accidents), and claims are reviewed within 48 hours. Payouts go directly to your mobile money account. No broker, no paperwork, no office visit required.
Get covered with GeraSure
Daily micro-insurance from a few pence per day. Mobile money payment.