What does a GSACCI of 72.5/100 mean for Connecticut?

A GSACCI of 72.5/100 places Connecticut in the "High Context" band. Connecticut has above-average vehicle density (1.7705 veh/HH) and commute time (26.79 min), placing it above the national mean GSACCI of 65.8/100.

Where does Connecticut rank nationally for auto-cost context?

Connecticut ranks 22 of 51 US states and DC on the Gera State Auto-Cost Context Index. The national mean GSACCI is 65.8/100. Connecticut's GSACCI is 72.5/100 — 6.7 points above the national mean. The highest-scoring state is Maryland at 100/100.

What is the national BLS CPI trend for motor vehicle insurance?

The BLS Consumer Price Index for motor vehicle insurance (series CUUR0000SETD01, all urban consumers) rose from 385.9 in 2022 to 432.8 in 2025 — a 3-year compound annual growth rate of 3.89% per year. This is a national figure and applies as context to all states equally. Per-state BLS CPI breakdowns for motor insurance are not available in any key-free public dataset.

How many Connecticut households have no vehicle?

9.04% of Connecticut households have no vehicle available, according to Census ACS 2022 (B08201). Connecticut has 1,433,635 total households and 1,537,241 commuting workers.

GeraSure / US Auto Cost Context / Connecticut

Connecticut: Auto-Insurance Cost Context

Gera State Auto-Cost Context Index: 72.5/100 (High Context) · Rank: #22 of 51 · 1.7705 vehicles/HH · 26.79-min commute. Risk-context signals only — not a premium quote.

Reference: ACS 2022 / BLS 2025· US Census ACS 2022 + BLS CPI CUUR0000SETD01 · US public domain · FIPS 09

What is the auto-insurance cost context for Connecticut?

Connecticut has a Gera State Auto-Cost Context Index (GSACCI) of 72.5/100 (High Context), ranking 22 of 51 states. Based on Census ACS 2022: 1.7705 vehicles per household and a 26.79-minute mean commute. The national BLS CPI for motor vehicle insurance grew at 3.89% per year from 2022 to 2025. GSACCI is a risk-context index — not a premium quote.

Source:US Census ACS 2022 1-Year Summary File — Tables B08201, B08013, B08303·as of ACS 2022 / BLS 2025updated annually (last: 20 June 2026)

Gera State Auto-Cost Context Index72.5 / 100High Context auto-cost context — Connecticut (Census ACS 2022). Not a premium quote.How this index is calculated

GSACCI components — Connecticut (ACS 2022 / BLS 2025)

Gera GSACCI components — Connecticut (Census ACS 2022 + BLS CPI)
Signal	Value	Source	What it measures
Vehicles per household	1.7705	ACS B08201	Vehicle density — estimated vehicles divided by total households
Mean commute time (minutes)	26.79	ACS B08013 / B08303	Average one-way commute: aggregate person-minutes ÷ total workers
Households with no vehicle	9.04%	ACS B08201	Percentage of households without any vehicle available
GSACCI (raw)	47.43	Gera formula	vehicles_per_hh × mean_commute_min (before normalisation)
GSACCI (normalised 0-100)	72.5	Gera formula	Min-max normalised across 51 states. High Context.
BLS CPI trend (national)	+3.89%/yr	BLS CUUR0000SETD01	3-yr CAGR 2022-2025 for national motor vehicle insurance CPI

GSACCI = min-max normalise(veh_per_hh × mean_commute_min). All inputs: ACS 2022 flat files (key-free), BLS API (no key). US Government public domain. Not a premium quote.

Connecticut Auto-Cost Context Explorer

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Gera State Auto-Cost Context Index (GSACCI)

72.5/ 100High Context

Auto-cost context signal

Connecticut has a High auto-cost context. More vehicles per household and longer average commutes than many states. Consider reviewing coverage levels and comparing providers.

GSACCI is a risk-context index based on vehicle density and commute time — not a premium quote. Actual premiums depend on driver, vehicle and insurer factors not in any key-free public dataset.

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Connecticut auto-insurance cost context: frequently asked questions

What does a GSACCI of 72.5/100 mean for Connecticut?: A GSACCI of 72.5/100 places Connecticut in the "High Context" band. Connecticut has above-average vehicle density (1.7705 veh/HH) and commute time (26.79 min), placing it above the national mean GSACCI of 65.8/100.
Where does Connecticut rank nationally for auto-cost context?: Connecticut ranks 22 of 51 US states and DC on the Gera State Auto-Cost Context Index. The national mean GSACCI is 65.8/100. Connecticut's GSACCI is 72.5/100 — 6.7 points above the national mean. The highest-scoring state is Maryland at 100/100.
What is the national BLS CPI trend for motor vehicle insurance?: The BLS Consumer Price Index for motor vehicle insurance (series CUUR0000SETD01, all urban consumers) rose from 385.9 in 2022 to 432.8 in 2025 — a 3-year compound annual growth rate of 3.89% per year. This is a national figure and applies as context to all states equally. Per-state BLS CPI breakdowns for motor insurance are not available in any key-free public dataset.
How many Connecticut households have no vehicle?: 9.04% of Connecticut households have no vehicle available, according to Census ACS 2022 (B08201). Connecticut has 1,433,635 total households and 1,537,241 commuting workers.

States near Connecticut in GSACCI ranking

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Contains public sector information published by US Census Bureau and licensed under the US Government public domain. Source: US Census ACS 2022 1-Year Summary File — Tables B08201, B08013, B08303 (ACS 2022 / BLS 2025, published 2023).

Full GSACCI formula and verification: Gera State Auto-Cost Context Index methodology.