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Best business insurance

2 GeraSure business policy lines, ranked cheapest-first by average annual premium — from £80–£2000/yr.

Quick Answer

For the lowest entry premium in business cover, Event Cancellation Insurance starts at £80–£2000/yr. The best choice depends on exactly what you need protected — the ranked list below shows what each policy covers.

Protects event organisers against irrecoverable costs if an event must be cancelled, postponed, or abandoned due to circumstances beyond their control.

  • Venue cancellation or unavailability
  • Cancellation due to adverse weather
  • Key speaker or performer withdrawal
  • Terrorism or civil unrest at venue
Full Event Cancellation Insurance details →

#2Cyber Insurance

£200–£3000/yr

Cyber insurance covers financial losses from data breaches, ransomware attacks, and other cyber incidents — including regulatory fines, business interruption, and crisis management costs.

  • Data breach costs — notification, monitoring, legal
  • Ransomware payment and data recovery
  • Business interruption from cyber incident
  • ICO/GDPR regulatory defence costs
Full Cyber Insurance details →

Frequently asked questions

What is the cheapest business insurance?

In the GeraSure catalogue, Event Cancellation Insurance has the lowest starting premium in the business category at £80–£2000/yr. Your actual quote depends on your risk profile, cover level and location.

Does event cancellation insurance cover bad weather?

Yes — most event cancellation policies cover cancellation or abandonment due to adverse weather that makes the event unsafe or impossible to run. Check that your policy includes an "abandoned events" clause and the exact weather trigger conditions.

How many business insurance options does GeraSure offer?

GeraSure offers 2 business insurance policy lines: Event Cancellation Insurance, Cyber Insurance.

GeraSure is a comparison and referral service. Insurance products are provided by FCA-authorised or equivalent regulated insurers in each jurisdiction. GeraSure does not underwrite insurance policies and does not provide financial advice. Always read the policy wording before purchasing.