Best health insurance
2 GeraSure health policy lines, ranked cheapest-first by average annual premium — from £80–£400/yr.
Quick Answer
For the lowest entry premium in health cover, Dental Insurance starts at £80–£400/yr. The best choice depends on exactly what you need protected — the ranked list below shows what each policy covers.
#1Dental Insurance
£80–£400/yrDental insurance covering routine check-ups, fillings, extractions, and major restorative work. Available as standalone policy or rider on health insurance.
- ✓ Annual check-ups and hygienist appointments
- ✓ Fillings and extractions
- ✓ Root canal treatment
- ✓ Crowns and bridges
#2Health Insurance (Private)
£600–£3000/yrPrivate health insurance giving access to private hospitals, faster diagnosis, and treatment without NHS waiting lists. Available as individual, couple, or family plans.
- ✓ Inpatient hospital treatment
- ✓ Outpatient consultations and diagnostic tests
- ✓ Cancer cover (diagnosis and treatment)
- ✓ Mental health treatment
Frequently asked questions
What is the cheapest health insurance?
In the GeraSure catalogue, Dental Insurance has the lowest starting premium in the health category at £80–£400/yr. Your actual quote depends on your risk profile, cover level and location.
Is dental insurance worth it in the UK?
With NHS dental waiting lists at record lengths, dental insurance that covers private dentists is increasingly valuable. A single crown can cost £600 privately — dental insurance at £10–£30/month pays for itself quickly.
How many health insurance options does GeraSure offer?
GeraSure offers 2 health insurance policy lines: Dental Insurance, Health Insurance (Private).
Best insurance in other categories
GeraSure is a comparison and referral service. Insurance products are provided by FCA-authorised or equivalent regulated insurers in each jurisdiction. GeraSure does not underwrite insurance policies and does not provide financial advice. Always read the policy wording before purchasing.