Can I pay premiums with MTN MoMo?

Yes. MTN Mobile Money and Airtel Money are supported, alongside Flutterwave card and bank transfer.

Does motor insurance cover EAC travel?

Yes. Comprehensive motor policies typically include optional EAC extension valid in Kenya, Rwanda, Tanzania, Burundi, and South Sudan (the Yellow Card Scheme).

GeraSure in Uganda 2026 — IRA-Regulated Insurance Comparison, MTN MoMo Premiums

Quick answer: GeraSure is a comparison platform for insurance in Uganda, surfacing quotes from insurers licensed by the Insurance Regulatory Authority of Uganda (IRA Uganda). Premiums are displayed in UGX and payable via MTN MoMo, Airtel Money, card (Flutterwave), or bank transfer. EAC cross-border motor cover is available through the COMESA/EAC Yellow Card Scheme for policies that opt in.

Regulatory backdrop

The Insurance Act 2017 governs the sector, administered by IRA Uganda. Compulsory third-party motor insurance applies under the Motor Vehicle Insurance (Third Party Risks) Act. Health insurers and HMOs are IRA-licensed; the rollout of the National Health Insurance Scheme is coordinated with the Ministry of Health. Consumer data sits under the Data Protection and Privacy Act 2019.

Categories compared on GeraSure Uganda

Motor — compulsory third-party, third-party fire and theft, comprehensive; EAC Yellow Card extension
Health — individual, family, SME group cover; outpatient, inpatient, dental, optical
Life and funeral — term life, whole-of-life, family funeral plans
Travel — Schengen-compliant, EAC regional, global
Business — public liability, professional indemnity, asset, fire
Agriculture — crop and livestock, relevant for GeraFarm participants
Boda-boda and commercial vehicle — operator-specific

Paying premiums with MTN MoMo

Monthly, quarterly, or annual premiums are collectable via MTN MoMo or Airtel Money STK push. For SMEs with bank accounts, recurring direct debit is available. Every payment generates an IRA-compliant e-receipt that can be claimed against URA tax deductions where applicable.

EAC cross-border cover — the Yellow Card

Ugandan drivers crossing into Kenya, Rwanda, Tanzania, Burundi, or South Sudan need valid third-party cover in the destination country. The COMESA/EAC Yellow Card Scheme provides this. GeraSure lets you add a Yellow Card extension to a comprehensive motor policy at purchase; cover is then valid across all member states for the duration.

Health insurance in practice

Major Ugandan health insurers and HMOs — Jubilee, UAP Old Mutual, Sanlam, AAR, ICEA Lion, Prudential — appear on GeraSure for comparison. Outpatient networks typically cover Kampala (Nakasero Hospital, International Hospital Kampala, Case Medical, Mulago referral pathways), Entebbe (Entebbe Hospital), and regional referral hospitals in Mbarara, Gulu, Fort Portal, and Jinja.

Related Gera services

GeraClinic — telemedicine often reimbursable under IRA-licensed outpatient policies
GeraRide — boda operator cover and rider personal accident
GeraFarm — crop and livestock insurance for listed producers