Nissan Qashqai vs Peugeot 307: Insurance Risk Comparison
Gera Risk Comparison Delta (GRCD): -29 pts — Peugeot 307 is riskier by 29 index points. MOT fail-rate difference: -21.4 pp. From 26,016,787 DVSA MOT tests (2016, OGL v3.0).
Which is riskier to insure — the Nissan Qashqai or the Peugeot 307?
The Peugeot 307 (GVRI 57/100) is 29 index points riskier than the Nissan Qashqai (GVRI 28/100) according to the Gera Risk Comparison Delta — a 21.4 percentage-point difference in MOT fail rates from 2016 DVSA data. UK fleet average GVRI: 37/100. Source: DVSA Anonymised MOT data (2016), OGL v3.0.
Nissan Qashqai vs Peugeot 307: side-by-side risk data (2016)
| Measure | Nissan Qashqai | Peugeot 307 | Difference (A − B) |
|---|---|---|---|
| Gera Vehicle Risk Index (GVRI) | 28/100 | 57/100 | -29 pts |
| Risk band | Low Risk | High Risk | Peugeot 307 riskier |
| MOT fail rate | 19.0% | 40.4% | -21.4 pp |
| MOT tests in dataset | 205,482 | 159,690 | — |
| Failed tests | 39,114 | 64,535 | — |
| Avg defect severity | 1.04 | 1.04 | 1=std, 3=dangerous |
| vs UK fleet GVRI (37/100) | -9 pts below avg | +20 pts above avg | — |
GRCD = GVRI(A) − GVRI(B). GVRI = 0.6 × MOT_fail_rate + 0.4 × avg_defect_severity_norm, 0–100. Class-4 (car) normal tests only. N ≥ 30. Source: DVSA MOT 2016, OGL v3.0.
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Get insurance quotes for the Nissan Qashqai — lower-risk by 29 GVRI points
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Nissan Qashqai vs Peugeot 307 insurance risk: frequently asked questions
- What is the Gera Risk Comparison Delta for the Nissan Qashqai vs Peugeot 307?
- The Gera Risk Comparison Delta (GRCD) for the Nissan Qashqai vs Peugeot 307 is -29 index points, computed from GVRI(Nissan Qashqai) = 28/100 and GVRI(Peugeot 307) = 57/100. The Peugeot 307 is the higher-risk model by 29 GVRI points based on DVSA MOT 2016 data (OGL v3.0).
- What is the Nissan Qashqai GVRI?
- The Nissan Qashqai Gera Vehicle Risk Index (GVRI) is 28/100 (Low Risk), with a MOT fail rate of 19.0% from 205,482 class-4 DVSA MOT tests in 2016. The UK fleet average GVRI is 37/100.
- What is the Peugeot 307 GVRI?
- The Peugeot 307 Gera Vehicle Risk Index (GVRI) is 57/100 (High Risk), with a MOT fail rate of 40.4% from 159,690 class-4 DVSA MOT tests in 2016. The UK fleet average GVRI is 37/100.
- Which is cheaper to insure, the Nissan Qashqai or Peugeot 307?
- Based on DVSA MOT data, the Nissan Qashqai (GVRI 28/100, Low Risk) has a lower modelled insurance risk than the Peugeot 307 (GVRI 57/100) by 29 index points — a 21.4 percentage-point MOT fail-rate difference. However, actual premiums also depend on driver age, no-claims bonus, postcode, annual mileage and policy type.
- How is the GRCD calculated?
- GRCD = GVRI(Car A) − GVRI(Car B). GVRI = 0.6 × MOT_fail_rate + 0.4 × avg_defect_severity_norm, min-max scaled 0–100. All inputs are from the DVSA Anonymised MOT Test Results dataset (2016, OGL v3.0). Only make+model combinations with N ≥ 30 tests are included. Full methodology is on the Gera Risk Comparison Delta methodology page.
Methodology
The Gera Risk Comparison Delta for Nissan Qashqai vs Peugeot 307 is the difference between their GVRI scores: GRCD = GVRI(Nissan Qashqai) − GVRI(Peugeot 307) = 28 − 57 = -29 pts. GVRI = 0.6 × MOT_fail_rate + 0.4 × avg_defect_severity_norm, min-max scaled 0–100, from DVSA Anonymised MOT Tests (class-4, 2016, OGL v3.0). Full formula and verification steps on the methodology page.
Contains public sector information published by Driver and Vehicle Standards Agency (DVSA) and licensed under the Open Government Licence v3.0. Source: DVSA Anonymised MOT Test Results — DfT (2016, published 2016).