Peugeot 107 vs Vauxhall Combo: Insurance Risk Comparison
Gera Risk Comparison Delta (GRCD): -29 pts — Vauxhall Combo is riskier by 29 index points. MOT fail-rate difference: -21.4 pp. From 26,016,787 DVSA MOT tests (2016, OGL v3.0).
Which is riskier to insure — the Peugeot 107 or the Vauxhall Combo?
The Vauxhall Combo (GVRI 54/100) is 29 index points riskier than the Peugeot 107 (GVRI 25/100) according to the Gera Risk Comparison Delta — a 21.4 percentage-point difference in MOT fail rates from 2016 DVSA data. UK fleet average GVRI: 37/100. Source: DVSA Anonymised MOT data (2016), OGL v3.0.
Peugeot 107 vs Vauxhall Combo: side-by-side risk data (2016)
| Measure | Peugeot 107 | Vauxhall Combo | Difference (A − B) |
|---|---|---|---|
| Gera Vehicle Risk Index (GVRI) | 25/100 | 54/100 | -29 pts |
| Risk band | Low Risk | Moderate Risk | Vauxhall Combo riskier |
| MOT fail rate | 16.7% | 38.1% | -21.4 pp |
| MOT tests in dataset | 121,206 | 118,390 | — |
| Failed tests | 20,244 | 45,074 | — |
| Avg defect severity | 1.05 | 1.05 | 1=std, 3=dangerous |
| vs UK fleet GVRI (37/100) | -12 pts below avg | +17 pts above avg | — |
GRCD = GVRI(A) − GVRI(B). GVRI = 0.6 × MOT_fail_rate + 0.4 × avg_defect_severity_norm, 0–100. Class-4 (car) normal tests only. N ≥ 30. Source: DVSA MOT 2016, OGL v3.0.
Try the live comparison tool
Compare any two UK cars head-to-head by Gera Risk Comparison Delta.
Car A
Car B
Select two cars to compare their Gera Risk Comparison Delta — computed from 26,016,787 real DVSA MOT tests.
Get insurance quotes for the Peugeot 107 — lower-risk by 29 GVRI points
The Peugeot 107 (GVRI 25/100) is 29 index points lower-risk than the Vauxhall Combo from DVSA MOT data. GeraSure is building data-driven insurance comparison using real GVRI data. Join the waitlist to see what that means for your premium.
More Peugeot 107 comparisons
More Vauxhall Combo comparisons
Peugeot 107 vs Vauxhall Combo insurance risk: frequently asked questions
- What is the Gera Risk Comparison Delta for the Peugeot 107 vs Vauxhall Combo?
- The Gera Risk Comparison Delta (GRCD) for the Peugeot 107 vs Vauxhall Combo is -29 index points, computed from GVRI(Peugeot 107) = 25/100 and GVRI(Vauxhall Combo) = 54/100. The Vauxhall Combo is the higher-risk model by 29 GVRI points based on DVSA MOT 2016 data (OGL v3.0).
- What is the Peugeot 107 GVRI?
- The Peugeot 107 Gera Vehicle Risk Index (GVRI) is 25/100 (Low Risk), with a MOT fail rate of 16.7% from 121,206 class-4 DVSA MOT tests in 2016. The UK fleet average GVRI is 37/100.
- What is the Vauxhall Combo GVRI?
- The Vauxhall Combo Gera Vehicle Risk Index (GVRI) is 54/100 (Moderate Risk), with a MOT fail rate of 38.1% from 118,390 class-4 DVSA MOT tests in 2016. The UK fleet average GVRI is 37/100.
- Which is cheaper to insure, the Peugeot 107 or Vauxhall Combo?
- Based on DVSA MOT data, the Peugeot 107 (GVRI 25/100, Low Risk) has a lower modelled insurance risk than the Vauxhall Combo (GVRI 54/100) by 29 index points — a 21.4 percentage-point MOT fail-rate difference. However, actual premiums also depend on driver age, no-claims bonus, postcode, annual mileage and policy type.
- How is the GRCD calculated?
- GRCD = GVRI(Car A) − GVRI(Car B). GVRI = 0.6 × MOT_fail_rate + 0.4 × avg_defect_severity_norm, min-max scaled 0–100. All inputs are from the DVSA Anonymised MOT Test Results dataset (2016, OGL v3.0). Only make+model combinations with N ≥ 30 tests are included. Full methodology is on the Gera Risk Comparison Delta methodology page.
Methodology
The Gera Risk Comparison Delta for Peugeot 107 vs Vauxhall Combo is the difference between their GVRI scores: GRCD = GVRI(Peugeot 107) − GVRI(Vauxhall Combo) = 25 − 54 = -29 pts. GVRI = 0.6 × MOT_fail_rate + 0.4 × avg_defect_severity_norm, min-max scaled 0–100, from DVSA Anonymised MOT Tests (class-4, 2016, OGL v3.0). Full formula and verification steps on the methodology page.
Contains public sector information published by Driver and Vehicle Standards Agency (DVSA) and licensed under the Open Government Licence v3.0. Source: DVSA Anonymised MOT Test Results — DfT (2016, published 2016).