Vauxhall Corsa vs Ford Mondeo: Insurance Risk Comparison
Gera Risk Comparison Delta (GRCD): 0 pts — identical GVRI, equal modelled risk. MOT fail-rate difference: +1.1 pp. From 26,016,787 DVSA MOT tests (2016, OGL v3.0).
Which is riskier to insure — the Vauxhall Corsa or the Ford Mondeo?
The Vauxhall Corsa and Ford Mondeo have an identical Gera Vehicle Risk Index (GVRI 48/100), with no measurable difference in modelled insurance risk from DVSA MOT data. UK fleet average GVRI: 37/100. Source: DVSA Anonymised MOT data (2016), OGL v3.0.
Vauxhall Corsa vs Ford Mondeo: side-by-side risk data (2016)
| Measure | Vauxhall Corsa | Ford Mondeo | Difference (A − B) |
|---|---|---|---|
| Gera Vehicle Risk Index (GVRI) | 48/100 | 48/100 | 0 pts |
| Risk band | Moderate Risk | Moderate Risk | Same |
| MOT fail rate | 34.0% | 32.9% | +1.1 pp |
| MOT tests in dataset | 900,953 | 380,533 | — |
| Failed tests | 305,971 | 125,054 | — |
| Avg defect severity | 1.04 | 1.07 | 1=std, 3=dangerous |
| vs UK fleet GVRI (37/100) | +11 pts above avg | +11 pts above avg | — |
GRCD = GVRI(A) − GVRI(B). GVRI = 0.6 × MOT_fail_rate + 0.4 × avg_defect_severity_norm, 0–100. Class-4 (car) normal tests only. N ≥ 30. Source: DVSA MOT 2016, OGL v3.0.
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Vauxhall Corsa vs Ford Mondeo insurance risk: frequently asked questions
- What is the Gera Risk Comparison Delta for the Vauxhall Corsa vs Ford Mondeo?
- The Gera Risk Comparison Delta (GRCD) for the Vauxhall Corsa vs Ford Mondeo is 0 index points, computed from GVRI(Vauxhall Corsa) = 48/100 and GVRI(Ford Mondeo) = 48/100. Both cars carry identical modelled insurance risk in the 2016 DVSA dataset.
- What is the Vauxhall Corsa GVRI?
- The Vauxhall Corsa Gera Vehicle Risk Index (GVRI) is 48/100 (Moderate Risk), with a MOT fail rate of 34.0% from 900,953 class-4 DVSA MOT tests in 2016. The UK fleet average GVRI is 37/100.
- What is the Ford Mondeo GVRI?
- The Ford Mondeo Gera Vehicle Risk Index (GVRI) is 48/100 (Moderate Risk), with a MOT fail rate of 32.9% from 380,533 class-4 DVSA MOT tests in 2016. The UK fleet average GVRI is 37/100.
- Which is cheaper to insure, the Vauxhall Corsa or Ford Mondeo?
- The Vauxhall Corsa and Ford Mondeo have identical GVRI scores (48/100), suggesting similar modelled insurance risk from DVSA MOT data. However, actual premiums also depend on driver age, no-claims bonus, postcode, annual mileage and policy type — the GRCD is a risk-context indicator, not a premium quote.
- How is the GRCD calculated?
- GRCD = GVRI(Car A) − GVRI(Car B). GVRI = 0.6 × MOT_fail_rate + 0.4 × avg_defect_severity_norm, min-max scaled 0–100. All inputs are from the DVSA Anonymised MOT Test Results dataset (2016, OGL v3.0). Only make+model combinations with N ≥ 30 tests are included. Full methodology is on the Gera Risk Comparison Delta methodology page.
Methodology
The Gera Risk Comparison Delta for Vauxhall Corsa vs Ford Mondeo is the difference between their GVRI scores: GRCD = GVRI(Vauxhall Corsa) − GVRI(Ford Mondeo) = 48 − 48 = 0 pts. GVRI = 0.6 × MOT_fail_rate + 0.4 × avg_defect_severity_norm, min-max scaled 0–100, from DVSA Anonymised MOT Tests (class-4, 2016, OGL v3.0). Full formula and verification steps on the methodology page.
Contains public sector information published by Driver and Vehicle Standards Agency (DVSA) and licensed under the Open Government Licence v3.0. Source: DVSA Anonymised MOT Test Results — DfT (2016, published 2016).