Insurance Guides
Plain-English explainers and how-to guides to help you understand insurance before you buy. Written to be genuinely useful — no jargon, no fluff. Compare quotes from regulated insurers once you know what cover you need.
Claims & basics
How to Make an Insurance Claim
The step-by-step claim process for any policy, the evidence you need, how long it takes, and what to do if a claim is rejected.
Claims & basics
What Is an Insurance Excess?
Compulsory vs voluntary excess explained, how it affects your premium, and how to choose the right level.
Car
Types of Car Insurance Explained
Third party, third party fire & theft, and comprehensive cover compared — and why comprehensive is often cheapest.
Car
Cheaper Car Insurance for New Drivers
12 legitimate ways new and young drivers cut their premiums — from telematics and car choice to named drivers.
Home & pet
Best Home Insurance: What to Look For
Buildings vs contents vs combined cover, what good policies include, traps to avoid, and how to compare quotes.
Home & pet
Is Pet Insurance Worth It?
The four types of pet cover, key exclusions, and when self-insuring makes sense instead.
Business
Public Liability vs Professional Indemnity
The clear difference between the two pillars of business insurance, and which your business actually needs.
Travel
Annual vs Single-Trip Travel Insurance
Which is cheaper, the break-even number of trips, what travel insurance covers, and the traps to avoid.
Travel
Travel Insurance for Armenia
What's covered and what's not for trips to Armenia, expected medical costs, and how to claim.
Protection
Income Protection vs Critical Illness
Monthly income vs a lump sum on diagnosis — how they differ and which protection you need.
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