Cyber Insurance
businessCyber insurance covers financial losses from data breaches, ransomware attacks, and other cyber incidents — including regulatory fines, business interruption, and crisis management costs.
GeraSure is a comparison and referral service. Insurance products are provided by FCA-authorised or equivalent regulated insurers in each jurisdiction. GeraSure does not underwrite insurance policies and does not provide financial advice. Always read the policy wording before purchasing.
Typical Annual Premium
£200 – £3,000per year
Premiums depend on your risk profile, coverage level, and insurer. Get a personalised quote.
What's Covered
- ✓Data breach costs — notification, monitoring, legal
- ✓Ransomware payment and data recovery
- ✓Business interruption from cyber incident
- ✓ICO/GDPR regulatory defence costs
- ✓Cyber extortion
- ✓Reputational damage management
Key Exclusions
- ✕War and nation-state attacks (check LLOYDS exclusions)
- ✕Unpatched systems known to be vulnerable
- ✕Fraudulent internal acts
How to Make a Claim
- 1
Engage insurer's 24/7 cyber incident response team immediately
- 2
Preserve evidence — do not wipe systems before forensic review
- 3
Insurer coordinates legal, PR, and IT response
Available In
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Get a Free QuoteFrequently Asked Questions
Does my business need cyber insurance under GDPR?
GDPR does not legally require cyber insurance, but the ICO can fine up to 4% of global turnover for data breaches. Cyber insurance covering regulatory defence and fines is strong mitigation against this exposure.