Motorcycle Insurance
personalInsurance for motorcycles, mopeds, and scooters. Mandatory third-party cover with optional comprehensive protection.
GeraSure is a comparison and referral service. Insurance products are provided by FCA-authorised or equivalent regulated insurers in each jurisdiction. GeraSure does not underwrite insurance policies and does not provide financial advice. Always read the policy wording before purchasing.
Typical Annual Premium
£180 – £1,200per year
Premiums depend on your risk profile, coverage level, and insurer. Get a personalised quote.
What's Covered
- ✓Third-party liability (mandatory)
- ✓Theft (TPFT and comprehensive)
- ✓Accidental damage (comprehensive)
- ✓Helmet and leathers cover
- ✓Optional: breakdown
Key Exclusions
- ✕Racing or track use
- ✕Riding without a valid motorcycle licence
- ✕Modifications not declared to insurer
How to Make a Claim
- 1
Report accident to insurer within 24 hours
- 2
Submit photos and police report (for theft)
- 3
Insurer arranges assessment and repair or total-loss settlement
Available In
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Get a Free QuoteFrequently Asked Questions
Is motorcycle insurance cheaper than car insurance?
For small-engine bikes, yes — motorcycle insurance is typically cheaper than car insurance. However, high-performance bikes can be significantly more expensive. Rider experience and annual mileage are major rating factors.