Pet Insurance
personalInsurance for dogs, cats, and other pets covering vet bills for illness and injury. Available as accident-only, time-limited, maximum benefit, or lifetime cover.
GeraSure is a comparison and referral service. Insurance products are provided by FCA-authorised or equivalent regulated insurers in each jurisdiction. GeraSure does not underwrite insurance policies and does not provide financial advice. Always read the policy wording before purchasing.
Typical Annual Premium
£120 – £700per year
Premiums depend on your risk profile, coverage level, and insurer. Get a personalised quote.
What's Covered
- ✓Vet fees for illness and injury
- ✓Emergency treatment
- ✓Surgery and hospitalisation
- ✓Specialist referrals
- ✓Optional: complementary treatment (physiotherapy, hydrotherapy)
- ✓Optional: dental illness
Key Exclusions
- ✕Pre-existing conditions
- ✕Routine vaccinations and preventative treatment
- ✕Pregnancy and breeding
- ✕Elective cosmetic procedures
How to Make a Claim
- 1
Visit vet for treatment — pay the vet bill
- 2
Submit claim on GeraSure with vet invoice and patient history
- 3
Claim processed within 5 working days (straightforward claims)
- 4
Reimbursement paid to your bank account (minus any excess)
Available In
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Get a Free QuoteFrequently Asked Questions
What is the difference between lifetime and time-limited pet insurance?
Lifetime pet insurance renews cover for ongoing conditions each year — it is the most comprehensive and most expensive type. Time-limited cover pays vet fees up to a set limit per condition per year; once the limit is reached, or the year ends, that condition is excluded.