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Pet Insurance

personal

Insurance for dogs, cats, and other pets covering vet bills for illness and injury. Available as accident-only, time-limited, maximum benefit, or lifetime cover.

GeraSure is a comparison and referral service. Insurance products are provided by FCA-authorised or equivalent regulated insurers in each jurisdiction. GeraSure does not underwrite insurance policies and does not provide financial advice. Always read the policy wording before purchasing.

Typical Annual Premium

£120 – £700per year

Premiums depend on your risk profile, coverage level, and insurer. Get a personalised quote.

What's Covered

  • Vet fees for illness and injury
  • Emergency treatment
  • Surgery and hospitalisation
  • Specialist referrals
  • Optional: complementary treatment (physiotherapy, hydrotherapy)
  • Optional: dental illness

Key Exclusions

  • Pre-existing conditions
  • Routine vaccinations and preventative treatment
  • Pregnancy and breeding
  • Elective cosmetic procedures

How to Make a Claim

  1. 1

    Visit vet for treatment — pay the vet bill

  2. 2

    Submit claim on GeraSure with vet invoice and patient history

  3. 3

    Claim processed within 5 working days (straightforward claims)

  4. 4

    Reimbursement paid to your bank account (minus any excess)

Available In

United KingdomIreland

Compare Pet Insurance Quotes

GeraSure connects you with FCA-authorised insurers. Compare quotes in minutes.

Get a Free Quote

Frequently Asked Questions

What is the difference between lifetime and time-limited pet insurance?

Lifetime pet insurance renews cover for ongoing conditions each year — it is the most comprehensive and most expensive type. Time-limited cover pays vet fees up to a set limit per condition per year; once the limit is reached, or the year ends, that condition is excluded.

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