Sports Equipment Insurance
personalSpecialist insurance for sports equipment — bicycles, golf clubs, ski gear, water sports equipment, and musical instruments. Covers theft, accidental damage, and loss at events.
GeraSure is a comparison and referral service. Insurance products are provided by FCA-authorised or equivalent regulated insurers in each jurisdiction. GeraSure does not underwrite insurance policies and does not provide financial advice. Always read the policy wording before purchasing.
Typical Annual Premium
£40 – £300per year
Premiums depend on your risk profile, coverage level, and insurer. Get a personalised quote.
What's Covered
- ✓Theft — at home, in transit, or at events
- ✓Accidental damage
- ✓Loss at competitions or sports venues
- ✓Worldwide cover during travel
Key Exclusions
- ✕Wear and tear
- ✕Items left in unattended vehicles (check policy)
- ✕Damage during organised racing (some policies)
How to Make a Claim
- 1
Report theft to police for items over £100
- 2
Submit claim with purchase receipts and photos
- 3
Insurer arranges repair or replacement
Available In
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Get a Free QuoteFrequently Asked Questions
Is bicycle insurance the same as sports equipment insurance?
Bicycle insurance is a specialist product covering cycle-specific risks (accidental damage while cycling, liability to third parties, personal accident). Sports equipment insurance typically covers higher-value equipment against theft and damage but may not include liability.