Road risk in St Albans
England · 2022–2023 · DfT VEH0105 + STATS19
What is the road risk level in St Albans and how does it compare with the rest of Great Britain?
St Albans has a Gera Road Risk Index of 8/10, ranking #81 of 363 Great Britain local authorities. Its KSI-weighted casualty rate is 5.50 per 1,000 licensed vehicles per year (15% above the GB average of 4.772). Per year (2022–2023 average): 9 killed, 76 seriously injured, 311 slightly injured. Source: DfT VEH0105 + STATS19, OGL v3.0.
Gera Road Risk Index — St Albans
Rank #81 of 363 GB local authorities · High road risk
15% above the GB average of 4.772 per 1,000 vehicles / year
- GRRI
- 8 /10
- KSI-weighted / 1k veh / yr
- 5.50
- National rank
- #81 of 363
- Killed / yr (avg)
- 9
- Serious / yr (avg)
- 76
- Licensed vehicles (Q4 2023)
- 89k
Compare with other areas
Select any GB local authority to see its GRRI and casualty breakdown, or compare your area against the national picture.
Gera Road Risk Index (GRRI)
8 / 10
High risk
National rank
#81 of 363
KSI-weighted / 1,000 veh
5.50
vs GB average
+15%
Killed / yr (avg)
9
Serious / yr (avg)
76
Licensed vehicles
89k
What this means for your motor insurance
St Albans has an above-average road risk profile (GRRI 8/10) — in the top 30% of Great Britain local authorities. Insurers use area-level casualty statistics when pricing motor policies. A clean driving record and telematics policy may partially offset the area uplift.
Source: DfT VEH0105 (vehicles, Q4 2023) + DfT STATS19 (casualties, 2022–2023). OGL v3.0. Full GRRI methodology.
St Albans road risk — frequently asked questions
- What is the road risk level in St Albans?
- St Albans has a Gera Road Risk Index of 8/10, ranking #81 of 363 Great Britain local authorities. Its KSI-weighted casualty rate is 5.50 per 1,000 licensed vehicles per year (15% above the GB average of 4.772). Per year (2022–2023 average): 9 killed, 76 seriously injured, 311 slightly injured. Source: DfT VEH0105 + STATS19, OGL v3.0.
- How many people are killed on roads in St Albans each year?
- Based on the 2-year average of DfT STATS19 data for 2022–2023, St Albans had an average of 9 people killed in road collisions per year, 76 seriously injured, and 311 slightly injured. This gives a total casualty rate of 4.44 per 1,000 licensed vehicles per year. All figures are police-recorded and published under the Open Government Licence v3.0.
- What does the Gera Road Risk Index mean for St Albans?
- The GRRI for St Albans is 8/10 (High road risk). This places it at rank #81 of 363 GB local authorities by KSI-weighted casualty rate. GRRI 1 = safest decile; GRRI 10 = highest-risk decile. The index is computed from official DfT data and is an area-level risk context signal — not a direct insurance premium predictor. See the full methodology at https://gerasure.com/methodology/road-risk-index.
- How many licensed vehicles are registered in St Albans?
- According to DfT VEH0105 (Q4 2023, end December), St Albans had 89.1 thousand licensed vehicles (all types, all fuels, all keepers). This is the denominator used to normalise the GRRI — dividing by vehicle count adjusts for the size of the local vehicle fleet, not just the area population. Source: DfT Vehicle Licensing Statistics 2023, OGL v3.0.
Other areas with GRRI 8/10
Also see: all 363 local authorities ranked by GRRI.
Get insurance context for St Albans
GeraSure is building a road-risk-aware insurance comparison tool. Join the waitlist to access personalised cover comparisons that factor in the GRRI for your area.
Join the waitlistData: 2022–2023 (vehicles: DfT VEH0105 Q4 2023; casualties: DfT STATS19 2022–2023 average). Contains public sector information licensed under the Open Government Licence v3.0. Source: DfT vehicle licensing statistics + DfT STATS19. GRRI methodology: /methodology/road-risk-index.