Ford Ranger: Insurance Risk & MOT Data
Gera Vehicle Risk Index (GVRI) 42/100 — Moderate Risk. MOT fail rate 29.5% from 47,876 DVSA MOT tests (2016, OGL v3.0).
What is the insurance and MOT risk for the Ford Ranger?
The Ford Ranger has a Gera Vehicle Risk Index (GVRI) of 42/100 (Moderate Risk), with a MOT fail rate of 29.5% from 47,876 class-4 DVSA MOT tests in 2016 — above the UK fleet average of 37/100 by 5 index points. Source: DVSA MOT data, OGL v3.0.
| Measure | Value | Context |
|---|---|---|
| Gera Vehicle Risk Index (GVRI) | 42 / 100 | Moderate Risk |
| MOT fail rate | 29.5% | UK avg 25.0% |
| Total MOT tests | 47,876 | 2016 dataset |
| Failed tests | 14,137 | = 29.5% of tests |
| Avg defect severity | 1.04 | 1=standard, 3=dangerous |
| vs UK fleet GVRI | +5 pts | Fleet avg 37/100 |
| vs UK fleet fail rate | +4.5 pp | Fleet avg 25.0% |
Compare with another make and model
Select any car to see its GVRI and compare against the UK fleet average.
Select your vehicle make to check its Gera Vehicle Risk Index — computed from 26,016,787 real DVSA MOT tests.
Get a Ford Ranger insurance quote — see what your GVRI means for your premium
The Ford Ranger GVRI of 42/100 (Moderate Risk) is above the UK fleet average. GeraSure is building data-driven car insurance comparison using real DVSA risk data. Join the waitlist to understand how your vehicle's risk profile affects your premium.
Other Ford models
View all 600 models →Ford Ranger insurance risk: frequently asked questions
- What is the GVRI for the Ford Ranger?
- The Ford Ranger has a Gera Vehicle Risk Index (GVRI) of 42/100 (Moderate Risk), computed from 47,876 DVSA Anonymised MOT class-4 (car) normal tests in 2016. The UK fleet average GVRI is 37/100. A GVRI of 0 = lowest risk; 100 = highest.
- What is the MOT fail rate for the Ford Ranger?
- The Ford Ranger MOT fail rate is 29.5% based on 47,876 class-4 normal MOT tests recorded by DVSA in 2016. This means 29.5% of tests resulted in a 'Fail' outcome. The UK class-4 normal test fail rate across the fleet is 25.0%.
- Is the Ford Ranger a high-risk car to insure?
- The GVRI of 42/100 places the Ford Ranger in the Moderate Risk band, above the UK fleet average of 37/100. Higher GVRI means higher mechanical defect risk from real MOT data, which correlates with claim risk. However, insurance premiums also depend on driver profile, postcode, NCB, annual mileage, and policy type — the GVRI is one indicator, not a premium quote.
- How is the Gera Vehicle Risk Index calculated?
- GVRI = 0.6 × MOT_fail_rate + 0.4 × avg_defect_severity_norm, min-max scaled 0–100. MOT fail rate = failed tests ÷ total class-4 normal tests. Defect severity = mean severity of 'F' items per failed test (1 = standard failure, 3 = dangerous item). Full methodology on the GVRI methodology page. Source: DVSA 2016 data, OGL v3.0.
Methodology
The Gera Vehicle Risk Index (GVRI) for the Ford Ranger is computed from 47,876 DVSA Anonymised MOT Tests (class-4 normal tests, 2016): GVRI = 0.6 × MOT_fail_rate + 0.4 × avg_defect_severity_norm, min-max scaled to 0–100. Full formula and verification steps are on the GVRI methodology page.
Contains public sector information published by Driver and Vehicle Standards Agency (DVSA) and licensed under the Open Government Licence v3.0. Source: DVSA Anonymised MOT Test Results — DfT (2016, published 2016).