Mercedes C 200k: Insurance Risk & MOT Data
Gera Vehicle Risk Index (GVRI) 47/100 — Moderate Risk. MOT fail rate 32.6% from 20,553 DVSA MOT tests (2016, OGL v3.0).
What is the insurance and MOT risk for the Mercedes C 200k?
The Mercedes C 200k has a Gera Vehicle Risk Index (GVRI) of 47/100 (Moderate Risk), with a MOT fail rate of 32.6% from 20,553 class-4 DVSA MOT tests in 2016 — above the UK fleet average of 37/100 by 10 index points. Source: DVSA MOT data, OGL v3.0.
| Measure | Value | Context |
|---|---|---|
| Gera Vehicle Risk Index (GVRI) | 47 / 100 | Moderate Risk |
| MOT fail rate | 32.6% | UK avg 25.0% |
| Total MOT tests | 20,553 | 2016 dataset |
| Failed tests | 6,694 | = 32.6% of tests |
| Avg defect severity | 1.06 | 1=standard, 3=dangerous |
| vs UK fleet GVRI | +10 pts | Fleet avg 37/100 |
| vs UK fleet fail rate | +7.6 pp | Fleet avg 25.0% |
Compare with another make and model
Select any car to see its GVRI and compare against the UK fleet average.
Select your vehicle make to check its Gera Vehicle Risk Index — computed from 26,016,787 real DVSA MOT tests.
Get a Mercedes C 200k insurance quote — see what your GVRI means for your premium
The Mercedes C 200k GVRI of 47/100 (Moderate Risk) is above the UK fleet average. GeraSure is building data-driven car insurance comparison using real DVSA risk data. Join the waitlist to understand how your vehicle's risk profile affects your premium.
Other Mercedes models
View all 600 models →Mercedes C 200k insurance risk: frequently asked questions
- What is the GVRI for the Mercedes C 200k?
- The Mercedes C 200k has a Gera Vehicle Risk Index (GVRI) of 47/100 (Moderate Risk), computed from 20,553 DVSA Anonymised MOT class-4 (car) normal tests in 2016. The UK fleet average GVRI is 37/100. A GVRI of 0 = lowest risk; 100 = highest.
- What is the MOT fail rate for the Mercedes C 200k?
- The Mercedes C 200k MOT fail rate is 32.6% based on 20,553 class-4 normal MOT tests recorded by DVSA in 2016. This means 32.6% of tests resulted in a 'Fail' outcome. The UK class-4 normal test fail rate across the fleet is 25.0%.
- Is the Mercedes C 200k a high-risk car to insure?
- The GVRI of 47/100 places the Mercedes C 200k in the Moderate Risk band, above the UK fleet average of 37/100. Higher GVRI means higher mechanical defect risk from real MOT data, which correlates with claim risk. However, insurance premiums also depend on driver profile, postcode, NCB, annual mileage, and policy type — the GVRI is one indicator, not a premium quote.
- How is the Gera Vehicle Risk Index calculated?
- GVRI = 0.6 × MOT_fail_rate + 0.4 × avg_defect_severity_norm, min-max scaled 0–100. MOT fail rate = failed tests ÷ total class-4 normal tests. Defect severity = mean severity of 'F' items per failed test (1 = standard failure, 3 = dangerous item). Full methodology on the GVRI methodology page. Source: DVSA 2016 data, OGL v3.0.
Methodology
The Gera Vehicle Risk Index (GVRI) for the Mercedes C 200k is computed from 20,553 DVSA Anonymised MOT Tests (class-4 normal tests, 2016): GVRI = 0.6 × MOT_fail_rate + 0.4 × avg_defect_severity_norm, min-max scaled to 0–100. Full formula and verification steps are on the GVRI methodology page.
Contains public sector information published by Driver and Vehicle Standards Agency (DVSA) and licensed under the Open Government Licence v3.0. Source: DVSA Anonymised MOT Test Results — DfT (2016, published 2016).